State Program
NJHMFA 100% Financing Program | New Jersey Housing 2025
NJHMFA 100% Financing Program provides No down payment.
Program Details
**NJHMFA 100% Financing Program** is an official NJHMFA or local initiative that offers up to $10,000 or related support to make housing more affordable. Eligible applicants receive funding, education, and guidance.
Eligibility Requirements
- Meet NJHMFA or local income and purchase limits.
- Purchase or own a primary residence in an eligible area.
- Complete required education or counseling.
- Purchase or own a primary residence in an eligible area.
- Complete required education or counseling.
Program Benefits
- No down payment (100% LTV) reduces upfront costs.
- Competitive terms backed by NJHMFA.
- Competitive terms backed by NJHMFA.
How to Apply
1. Contact an approved lender or housing office.
2. Complete application and education requirements.
3. Submit documentation.
4. Close on loan or receive grant.
2. Complete application and education requirements.
3. Submit documentation.
4. Close on loan or receive grant.
Program Overview
Category
State Program
Official Program Website
Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.
Important Note
Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs.