State Program Programs

NJHMFA 100% Financing Program provides No down payment.

NJHMFA 50/50 Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Closing Cost Assistance Program provides Up to $7,500 toward closing costs.

NJHMFA Down Payment Assistance Program provides Up to $15,000.

NJHMFA DPA Program provides Up to $10,000.

NJHMFA First-Time Homebuyer Mortgage Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Government Programs (FHA, USDA, VA) provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA HFA Advantage Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA HomeReady and Home Possible Programs provides Up to $10,000.

NJHMFA HomeSeeker Down Payment Assistance Program provides Up to $15,000.

NJHMFA Housing Assistance Recovery Program (HARP) provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Housing Resource Center Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Live Where You Work Homebuyer Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Mortgage Credit Certificate (MCC) provides $2,000 per year (tax credit cap) or other housing benefits for qualified residents of New Jersey.

NJHMFA Mortgage Revenue Bond Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Police and Firemen's Retirement System (PFRS) Mortgage Program provides varies or other housing benefits for qualified residents of New Jersey.

NJHMFA Smart Start Program provides 4% of first mortgage amount.

NJHMFA Stay Home Refinance Program provides market rate refinance or other housing benefits for qualified residents of New Jersey.