State Program

NJHMFA HomeSeeker Down Payment Assistance Program | New J...

NJHMFA HomeSeeker Down Payment Assistance Program provides Up to $15,000.

Program Details

**NJHMFA HomeSeeker Down Payment Assistance Program** is an official NJHMFA or local initiative that offers up to $10,000 or related support to make housing more affordable. Eligible applicants receive funding, education, and guidance.

Eligibility Requirements

- Meet NJHMFA or local income and purchase limits.
- Purchase or own a primary residence in an eligible area.
- Complete required education or counseling.

Program Benefits

- Up to $15,000 (forgivable second loan; $10k low-cost / $15k high-cost counties) reduces upfront costs.
- Competitive terms backed by NJHMFA.

How to Apply

1. Contact an approved lender or housing office.
2. Complete application and education requirements.
3. Submit documentation.
4. Close on loan or receive grant.

Program Overview

Category

State Program

Maximum Assistance

$15,000


Official Program Website

Information about this program is provided as a resource and may be subject to change. Always verify details with the official program website.

Important Note

Program availability, terms, and requirements may vary by lender and location. Additionally, programs are subject to change based on policy updates and market conditions. Always consult with a mortgage professional for the most current information and to determine eligibility for specific programs.